One integration.
Total control.
Connect to 20+ payment providers, route transactions intelligently, and eliminate vendor lock-in with a single integration.
When a provider fails, Switch reroutes the payment before your customer notices.
The cost of payment fragmentation
Integration overhead
Every new PSP requires a separate integration, auth, testing, and compliance work. Growth means exponential development cost.
Switching cost
Locked into providers by integration cost. Changing PSPs means months of re-development, migration risk, and downtime.
Outage risk
Single provider downtime = lost revenue. No automatic failover. Manual intervention required during critical moments.
Routing, failover, and checkout in one integration
Smart rules-based routing
Route by currency, amount, geography, provider performance, and risk scoring. Change the rules in the dashboard, not in code.
# EU cards over 500 go to Adyen
currency == "EUR" && amount > 500
→ route: Adyen
fallback: StripeAutomatic retries and fallback
Failed transaction? Switch retries with the next provider in your fallback chain in under a second. No manual intervention.
20+ PSPs connected
Stripe, Adyen, Rapyd, Shift4, Bambora, Authorize.net, PayPal, IATA Pay, Checkout.com, and more. Plug in any combination.
Vault built in
Tokenisation and storage by Vaultera Vault, so your system never touches raw card data.
How Vault works →Modern checkout UX
Fully customisable card forms, 3D Secure, wallet integrations, and mobile-first design. Your brand, our infrastructure.
Low latency at scale
Sub-100ms routing decisions, built on the infrastructure that has run Vault in production for 6+ years.
What smart routing changes
Fewer declines
Smart routing and automatic fallback cut declines by 15-25% in routing simulations. Each transaction goes to the processor most likely to approve it.
Failover to the next PSP
When a provider times out, Switch retries with the next provider in your fallback chain in under a second. Your customer sees one payment, not an outage.
Proven infrastructure
Switch is built on the infrastructure that has run Vault in production for 6+ years, processing 10M+ tokens a month.
Code changes to switch providers
Change providers or fallback chains from the dashboard. No re-integration, no migration project, and real competitive alternatives ready when you renegotiate rates.
Providers to negotiate with
Split volume freely across providers and route by pricing. Better rates come from having somewhere else to send the traffic.
Integration for every market
Enter new markets by routing to local PSPs by geography. No extra integration or compliance work per country.
Built for platforms that route real volume
Travel and hospitality platforms
PMS, channel managers, and booking engines already run 90% of Vault's volume. Route guest payments across properties, currencies, and acquirers from one integration.
- Route by property geography
- Works with your existing Vault tokens
- Multi-currency guest payments
- Failover during peak booking windows
Platforms and marketplaces
Power sellers in 20+ countries with a single payment integration. Route by seller geography, currency, and risk profile.
- Multi-currency settlement
- Per-merchant routing rules
- Instant new market entry
- Compliance automation
Enterprise merchants
Large merchants with complex needs: multiple geographies, payment methods, and provider preferences.
- Sophisticated routing logic
- Provider cost optimisation
- Redundancy and failover
- Detailed analytics and reporting
ISOs and ISVs
Build payment products without being locked into one PSP. Offer your customers choice and flexibility.
- White-label routing
- Your customers' provider choice
- Feature parity across providers
- Reseller opportunities
Regulated and high-risk verticals
Gambling, crypto, and other regulated industries where provider diversification is essential. Multiple fallbacks reduce downtime risk.
- Provider redundancy
- Risk-based routing
- Instant provider switching
- Compliance flexibility
20+ connected providers
Pricing quoted to your volume
Choose a Startup, Business or Enterprise tier, quoted to your transaction volume and industry. Contact us for a tailored quote.
Ready to optimise
your payment flow?
Book a demo and we will walk through routing rules, fallbacks and the checkout on your own mix of providers.