Insights & updates
PCI compliance, tokenisation, payment orchestration, and travel tech payments, from the Vaultera team.
Card-on-File for Hotels: From Booking to Checkout Without Touching Card Data
Hotels need card-on-file for pre-auths, incidentals, and checkout — but storing real card numbers creates massive PCI liability. Here's how tokenisation solves the entire guest payment journey.
Encryption vs Tokenisation: Which One Actually Protects Your Business?
Encryption hides card data. Tokenisation removes it from your systems entirely. Learn the critical difference — and which approach actually reduces your PCI burden.
How Channel Managers Should Handle Card Data
Channel managers receive card data from OTAs and pass it downstream — putting them squarely in PCI scope. Learn why tokenisation at the channel manager level is the solution.
How to Dramatically Reduce PCI Scope — And Why It Matters
Three strategies to get card data out of your environment: hosted pages, iframes, and full tokenisation. Why tokenisation wins for travel tech companies.
How Vaultera Switch Works: One API, 20+ PSPs
Vaultera Switch routes transactions across 20+ PSPs through a single API. Learn how the architecture works — from smart routing and failover to unified reporting.
How Vaultera Vault Dramatically Reduces Your PCI Footprint — Without Changing Your Workflow
See how Vaultera Vault uses tokenisation to remove card data from your systems, dramatically reducing your PCI compliance burden without rewriting your payment workflow.
Network Tokens vs Vault Tokens: What's the Difference?
Network tokens and vault tokens serve different purposes in payment infrastructure. Learn how each works, when to use them, and why advanced systems combine both.
PCI Compliance for Property Management Systems: What You Need to Know
Most PMS companies don't realise how deep their PCI exposure runs. Learn where card data lives in your system and how tokenisation at the point of entry changes everything.
PCI DSS 4.0: What Changed and Why You Should Care
PCI DSS 4.0 introduced 64 new requirements, 51 of which became mandatory March 31, 2025. Here's what changed and what it means for travel tech companies.
PCI SAQ Types Explained: A, A-EP, D — Which One Are You Stuck With?
SAQ A, A-EP, and D determine your PCI compliance burden. Learn what each type means, which one applies to your business, and how tokenisation can move you to a lighter category.
The Real Cost of PCI Compliance — And How to Avoid Most of It
PCI DSS compliance can cost mid-market travel tech companies six figures a year. Here's an illustrative cost breakdown and the business case for tokenisation.
Why Smart PSP Routing Improves Approval Rates and Cuts Costs
Routing all transactions through a single PSP leaves revenue on the table. Learn how smart PSP routing improves approval rates and reduces processing costs.
What Is Payment Orchestration? A Simple Guide for Growing Businesses
Payment orchestration connects your business to multiple PSPs through one API — enabling smart routing, failover, and cost optimisation. Learn how it works and why growing businesses need it.
What Is Tokenisation? The Casino Chip Explanation
Tokenisation swaps sensitive card data for a meaningless token. Learn how it works using the casino chip analogy — and why it matters for PCI compliance.
Why Hospitality Remains a High-Value Target for Payment Data Attacks
Hotels store cards longer, operate fragmented tech stacks, and face high staff turnover — making hospitality one of the most targeted sectors for card data breaches.